Lined christmas writing paper
Topic Sentences For Compare And Contrast Essay On Hitler Vs Stalin
Tuesday, August 25, 2020
The Nanny Murder Case essays
The Nanny Murder Case papers Louise Woodward, a British Nanny, was employed in November of 1996 by Sunil and Deborah Eappen, for their children, Matthew and Brendan. On February 4, 1997, the Massachusetts police got a call from Woodward expressing that Matthew Eappen was experiencing difficulty relaxing. At the point when the paramedics inspected Matthew, they said he had a 2-Ã ½ inch skull crack. His eyes were swelling, which is an indication of the shaken child condition. Before Matthew Eappens demise, he consumed four days on time on earth support. After the occasion, Woodward was imprisoned without bond. Supporters from Massachusetts and Britain contended that she ought not need to remain in prison on grounds that she is an outsider and didn't comprehend the U.S. legitimate framework. She was kept in a states womens jail and needed to remain in light of the fact that investigators felt that she may escape the nation on the off chance that she was liberated on bail. Examiners said that Woodward confessed to hurting Matthew. They said she shook him, dropped him on the floor, and afterward hurled him on the bed so as to calm the child. Examiners contended that Woodward was so disappointed with Matthews wild crying, that she started to brutally shake him to stop the crying. Clinical analysts said that Matthew more likely than not hit the floor with the power proportionate to a tumble from a second-story window. Normally the wounds from the fall alongside the shaking caused Matthews demise. Criminological master, Barry Scheck, who participated in the O.J. Simpson preliminary, was enlisted to support Woodwards guarded contention. The guard expressed that a prior ailment may have murdered Matthew, not the alleged abuse. The barrier endeavored to discover hereditary scatters that could have influenced his bone quality and advancement or could have caused cerebrum hemorrhages, by mentioning DNA tests on Matthew. The barrier likewise attempted to accuse Matthewss two-year-old sibling, B ... <!
Saturday, August 22, 2020
Explain the significance of property in Lockes theory of natural Essay
Clarify the centrality of property in Lockes hypothesis of characteristic rights - Essay Example Locke states explicitly that ââ¬Å"mens lives, freedoms and domains, I call by the general name propertyâ⬠3. So here, it is evident that Locke characterizes property in a manner that is very one of a kind and unmistakable from the standard definition we are acclimated with. Once more, Locke expresses that ââ¬Å"by property, I should be comprehended here as in different spots to imply that property which men have in their people just as goodsâ⬠4. Locke rehashes the more extensive meaning of property which appear to characterize property according to the homes and products an individual possesses just as a people life as a living individual. Taking a gander at Lockes meaning of property in the macrocosmic sense, it is obvious that he was contending that once an individual has an actual existence, he has a property. This property is of a worth regardless of whether the individual doesn't claim any property. Locke advances a few cases and contentions that underpins his focuses in England of his period. A large portion of these contentions are established in Biblical standards and statutes and it meshes into the more extensive society by building a support around the human lives to guarantee that individuals get great and reasonable treatment any place they get themselves. Locke contends that individuals have been given rights by God to take territory over the earth and exercise authority over the indigenous habitat and the lesser creatures5. This is upheld by the Bible in Genesis. Locke consequently expresses that ââ¬Å"man should live and stand for quite a while upon the essence of the earthâ⬠6. This thusly implies each person on the earth has a few privileges to control some bit of the earth since it was an in natural and basic right given to Adam by God. This along these lines implies that each individual is by expansion, a delegate of God who tries to respect the reason for which Adam was made: to take territory and watchman over the common habitat. In spite of the fact that God offered domain to Adam, this was held only by every person
Tuesday, August 4, 2020
How to Express Anger in Healthy Ways If You Have PTSD
How to Express Anger in Healthy Ways If You Have PTSD PTSD Related Conditions Print Constructive vs. Destructive Anger in People With PTSD Exhibit Anger Without Being Self Destructive By Matthew Tull, PhD twitter Matthew Tull, PhD is a professor of psychology at the University of Toledo, specializing in post-traumatic stress disorder. Learn about our editorial policy Matthew Tull, PhD Medically reviewed by Medically reviewed by Steven Gans, MD on August 05, 2016 Steven Gans, MD is board-certified in psychiatry and is an active supervisor, teacher, and mentor at Massachusetts General Hospital. Learn about our Medical Review Board Steven Gans, MD Updated on February 10, 2020 Post-Traumatic Stress Disorder Overview Symptoms & Diagnosis Causes & Risk Factors Treatment Living With In Children Aramyan / Getty Images It is common for people with post-traumatic stress disorder (PTSD) to experience anger.?? In fact, anger is so prevalent in people with PTSD that it is considered one of the disorders hyperarousal symptoms. Although anger can lead to unhealthy behaviors such as substance use or impulsive behavior the emotion in and of itself is not bad. Anger is a valid emotional experience that can provide you with important information about yourself, your environment, and how you relate to others. The Facets and Functions of Anger Certain emotions may feel unpleasant or uncomfortable, but they serve an important purpose. Emotions are essentially our bodys way of communicating with us. They allow us to communicate information to other people, give us information about our environment, prepare us for action, and deepen our experience of life. Anger is an emotion that is often about control.?? When we experience anger, its often our bodys way of telling us that that we feel like things are out of our control or that we have been violated in some way. Anger can motivate us to try to establish or reestablish control (or at least a sense of control) over a situation. Given this function, it makes sense that anger is believed to be an underlying facet of PTSD and is frequently experienced by people with the disorder.?? Experiencing a traumatic event can make you feel violated and constantly unsafe. You may feel as though you have little control over your life. PTSD symptoms may make you feel like danger is everywhere and that there is no escape. The extreme fluctuations of internal experience that occur in PTSD (for example, constantly shifting between emotional numbing and intense anxiety) can also make you experience your inner life as chaotic and out of control.?? These feelings, in turn, can cause anger. Anger is a valid emotion that can often be constructive, but it also has the potential to be destructive. The Link Between PTSD, Anger, and Irritability Constructive Anger In her book Seeking Safety (a well-known treatment developed for people with PTSD and substance use) Dr. Lisa Najavits describes constructive anger as anger that can be healing.?? Constructive anger is often not as strong as destructive anger. It is also something that can be explored or examined to help you better understand your situation, other people, and yourself. Further, for anger to be constructive, a person must also be aware of it.?? Constructive anger is something that can be managed. But to do so, you have to recognize your own needs and the needs of others. As an example of constructive anger, lets say that a friend cancels an important lunch date with you at the last minute. By approaching your anger and listening to what it is telling you, you might be motivated to talk to your friend about how you were upset by the last-minute cancellation and come up with ways to make sure that it doesnt happen again. Here, your anger is being used to take control of the situation and maintain your self-respect. Destructive Anger Destructive anger is expressed in an unhealthy way and causes harm.?? For example, a person may act out aggressively towards others. The anger might also be turned inward, resulting in deliberate self-harm or substance use. Destructive anger tends to be frequent and strong. In PTSD, these feelings can be even more intense. Sometimes, a person may be unaware of their anger or, if they are aware, they may try to suppress or avoid it.?? When anger is not attended to, it usually will only get stronger. As the emotion grows, the likelihood that it will be expressed in an unhealthy, potentially harmful way increases. Destructive anger can work in the short-term because it releases tension; however, it is associated with long-term negative consequences. For example, if you were to respond to your friend (from the example above) by yelling at him or cutting off all ties with him, you could lose a friendship and an important source of social support. If you took the anger out on yourself, you wouldnt learn how to adequately cope with the situation, increasing the likelihood that it would occur again in the future. Managing Your Anger Anger can be a difficult emotion to manage, especially if you have PTSD. However, if you listen to your anger and attempt to connect with the information that it is giving you, it will help you learn to better respond to your environment. Understanding why anger is present often makes it feel less chaotic and unpredictable. The 7 Best Online Anger Management Classes There are healthy ways of managing anger and any other intense emotion you might feel overwhelmed by. For example, self-soothing skills or taking a time-out. Finally, seeking out social support can also be an effective way to cope with and manage anger. Other emotion regulation strategies can also help. As previously discussed, the Seeking Safety method includes coping strategies for anger as well as the other symptoms of PTSD. If you have been pushing down your anger for some time, it may initially feel very uncomfortable to approach it. It also may feel very intense or out of control. However, the more you approach your anger, listen to it, and respond to it in a healthy way, the more your tolerance for anger will increase, and the long-term negative consequences of not dealing with anger will decrease. Effective Anger Management Techniques for PTSD
Saturday, May 23, 2020
The Doctrine Of Angelology - 1169 Words
Introduction The study of the doctrine of Angelology, is a term used in Christian systematic theology. ââ¬Å"The Hebrew word malak simply means ââ¬Å"messengerâ⬠; it may refer to a human messenger (1 Kings 19:2) or a divine messenger (Gen. 28:12). The basic meaning of the word is ââ¬Ëone who is sent.ââ¬â¢Ã¢â¬ Wayne Grudem defines angels as, ââ¬Å"Angels are created, spiritual beings with moral judgement and high intelligence, but without physical bodies.â⬠Holy angels are messengers from God, while Satan ââ¬Å"the god of this worldâ⬠and demons are fallen angels. Theologians also have a separate study of Satan and demons, under the name demonology. Angels are mentioned approximately 108 times in the Old Testament and 165 times in the New Testament. The existence of angels in the Bible are without a doubt present, there are different classifications of angels and they have a ministry. This journal critique will give a brief summary and critique of t he journal article from the Bibliotheca Sacra, titled ââ¬Å"Angelologyâ⬠by theologian Lewis Sperry Chafer. Brief Summary Lewis Sperry Chafer, was a dispensational theologian who in 1924 founded the Evangelical Theological College (renamed Dallas Theological Seminary in 1936). In the article titled Angelology, which is part of a broader series of articles of Systematic Theology on Angelology, Satanology, and Demonology. Chafer surveys the fundamental theology of Angelology. As stated by Chafer, the doctrine of the angels is separated into twelve generalShow MoreRelatedEssay on The True Appearance and Purpose of Angels1367 Words à |à 6 Pagesexist? Are they made up creatures in movies? The world`s perspective and the Bible`s perspective on angels do not wholly match; therefore, for Christians` spiritual assurance, Christians need to discover the true appearance and purpose of angels. Angelology is one of the ten major categories of theology. A simple definition would say angles are bodiless, immortal spirits who are limited in knowledge and power. Yet, different religions have a much broader outlook. Such religions include, but are notRead MoreWhat Is Christian Doctrine?938 Words à |à 4 PagesChristian doctrine? Christian doctrine tells us the truth about God, ourselves, and our world. Doctrine means teaching or instruction. A Church historian once defined Christian doctrine in this way: ââ¬Å"Christian doctrine is what the church believes and teaches.â⬠A doctrine is what the whole Bible teaches us about a particular topic. Christian doctrine may be defined as the fundamental truths of the Bible arranged in systematic form. The Assemblies of God has 16 fundamentals of truth or doctrines. TheseRead More Aristotle and the Doctrine of the Mean Essay1436 Words à |à 6 PagesAristotle and the Doctrine of the Mean Aristotle seeks flourishing happiness in life. He believes that this can be achieved for each individual through the embracement of virtues. Aristotle believes that virtues are the mean of two vices. This is the basis of the Aristotelian ââ¬Å"Doctrine of the Meanâ⬠. This paper will explore the basis of the Doctrine of the Mean, its connections to Eudaimonia, and its success or lack thereof. Eudaimonia is a Greek word whose meaningRead MoreThe Primary Message Of The Bible1258 Words à |à 6 Pagesman throughout the Bible. They are seen praising God and serving the saints. It is important not to neglect the subject of angels in studying the Bible. Christian theology includes three branches, which deal with different categories of angels: Angelology, Satanology and Demonology. Angels are invisible, immortal spirits ââ¬Å"endowed with intelligence and will.â⬠They are not the spirits of departed persons. Jesus explained that when humans are resurrected, they will be like ââ¬Å"the angels of God in heavenâ⬠Read MoreReligion And Religious Practices And Beliefs3179 Words à |à 13 Pagesaffinity to fundamentalism and the expansionism is an important facet of the religious group. Their rituals and beliefs are significantly different from Christian catholic and Protestants. The faithful hold secularism in contempt and adhere to the doctrines accordingly. Islam Religion: Brief Overview Islam is the second largest universal or world religion in term of followership. It is widely distributed and exerts explicit authority in certain areas such as the Muslim countries where Islam is theRead MoreTheology of Revelation Essay2358 Words à |à 10 Pagesand Christian angelology or a reference to the Spirit of God.â⬠In this instance a level of dogmatic presumption cannot be attained as the terms are not spelled out for the reader. So the seven spirits are an enigma. Fourthly, is the one verse in Revelation where the Spirit actually speaks. At the end of the book we read, ââ¬Å"The Spirit and the bride say, ââ¬ËCome.ââ¬â¢Ã¢â¬ What is one to make of this verse of the Spirit speaking? It is worth noting, but as a one word phrase, no concrete doctrine can be establishedRead MoreIslams Purpose and Meaning1657 Words à |à 7 Pagesmeaning into a Muslims life. (Sultan, 2004 pg. 25) Thee alone we worship; Thee alone we ask for help. Show us the straight path. (Sura 1:5-6, The Holy Quran) The second Article of Faith, Malaika, the belief in angels, and the notion of angelology is central to the Islamic worldview. Meaning derived from the supernatural is exemplified through the recognition of ones Ãâguardian angels who note a persons good and bad deeds. (Jommier, 1988 pg. 41) Malaika generates a personal mission toRead MoreA Picatrix Miscellany52019 Words à |à 209 Pagesof this often disorderly book. A glance at the table of contents is enough to show that the sequence of chapters is erratic and closer inspection reveals that the scope of individual chapters is far wider than appears at first sight. Philosophic doctrines (which, according to the author, are the basis of the talismanic art), theory of magic, astronomical, astrological and physical lore, extensive directions for the practice of the art, and accounts of the peoples by whom it is employed are jumbled
Monday, May 11, 2020
Dante and Dracula - 2595 Words
The Countââ¬â¢s actions throughout the novel Dracula, would have placed him in the second level of Hell in Danteââ¬â¢s Inferno, lust. Jonathan had just entered the chapel in Castle Dracula for the second time. He then began to search for the Countââ¬â¢s body among the coffins. He found the Count in the same coffin as before, and he removed the lid. He found the Count lying there, with his mouth covered in blood. The Count looked as if his youthfulness has been partially restored. Then I stopped to look at the Count. There was a mocking smile on the bloated face which seemed to drive me mad. This was the being I was helping transfer to London, where, perhaps, for centuries to come he might, amongst its teeming millions, satiate his lust for blood, andâ⬠¦show more contentâ⬠¦Level five of Hell is for the wrathful and sullen, and this is where Renfield would have been placed if he was in Danteââ¬â¢s book. On September third Renfield had another outburst, but on the fourth had been in a state of melancholy until recently. He had started screaming again, and he was scaring the other patients, so Seward went to check it out. Indeed, I can quite understand the effect, for the sounds disturbed even me, though I was some distance away. It was now after the dinner-hour of the asylum, and as yet my patient sits in the corner brooding, with a dull, sullen, woe-begone look in his face, which seems rather to indicate than to show something directly. I cannot quite understand it (108). Renfield was being sullen and was sitting in the corner pouting when Seaward entered the room. He does this multiple times throughout the novel. Every time that he does not get what he wants he pouts, and because of this he would have been placed in Dantes fifth level of hell. His punishment would have been being sunk to the bottom of the River of Styx for eternity. Renfields punishment in circle five was dreadful, but it was not as grave as the gypsies punishment for being heretics. Level six of Dante is for the heretics, and this is where the gypsies from the novel Dracula would have been placed for their actions throughout the book. The gypsies in Transylvania areShow MoreRelatedAnalysis Of Wuthering Heights And Dracula 1417 Words à |à 6 PagesThe Thrilling Expedition to the Art of Gothic Novel in particular and literature in general is more than just a work of fiction but in fact the hidden reflection of a specific historical era. Although, Frankenstein, Wuthering Heights and Dracula were written in different times and each leaves its readers with different emotion and contemplation stages, they all share an affinity: the presence of Gothic elements. Indeed, these novels are designed to lead their reader into thrilling journeys throughRead MoreHomosexuality in Victorian and Elizabethan Literature.6608 Words à |à 27 Pageshomosexuality and used those feelings as a basis for their novels. Bram Stoker told a story about a vampire that challenged the Victorian gender roles and managed to reverse them, making men faint like women, and making women powerful like men, and called it Dracula. Mary Shelley created a a physical being out of a mans suppressed homosexuality due to his Victorian male upbringing; a man named Frankenstein. Robert Stevenson described what happens when a homosexual male attempts to live double lives to coverRead MoreComparing William Shelley s Frankenstein Essay1421 Words à |à 6 Pagesthe Bible to the more recent The Conjuring, the horror genre has been around for a long time. Used in antiquity as a way to keep people from straying from their faith, the church embedded the thought of Satan into the minds of believers. In 1307, Dante released The Divine Comedyââ¬â¢s first volume Inferno and the popularity of the genre took off. The demon was illustrated and described in such a way that we still portray them as creatures with horns, ready for us to break from God due to sinful waysRead MoreCrusade to Exterminate Vampires in Draculas Inferno by Bram Stoker2232 Words à |à 9 Pageswere doin, and death be all that we can rightly depend onâ⬠(73). Dracula, written by Bram Stoker, involves a small crusade to exterminate the threat of vampires, along with Dracula, the master. Throughout the book, Dracula is a cause fo r many of the problems, as his sins spread and cause other sins. The sins that are the foundation for the levels of Hell are represented through the negative actions of the characters in Dracula. Dracula represents the sin of Lust early in the novel. Jonathan HarkerRead MoreEssay on Film Genre2313 Words à |à 10 Pagesdocument shared genre conventions in terms of horror will be discussed. The horror genre has become much more popular nowadays than ever before. ââ¬ËIf its beginnings were rooted in literature ââ¬â Mary Shelleyââ¬â¢s ââ¬Å"Frankensteinâ⬠(1818) and Bram Stokerââ¬â¢s ââ¬Å"Draculaâ⬠(1897) are the titles that seem to spring to everyoneââ¬â¢s mind ââ¬â we also know that stories have always been told about ghosts, monsters, witches and the dark.ââ¬â¢ There are a lot of reasons why this genre is so popular today. However, it is still reallyRead MoreThe Vampire Lestat and the Problem of Eternal Damnation Essay3601 Words à |à 15 Pagesis the worse scenario; Lestat damning himself for all eternity or the fact he is taking so many mortals with him. Lestats Spiritual Journey It would be sensible to concentrate on the vampire chronicle Memnoch the Devil. As it encompasses a Dante-esque journey through Heaven and Hell, his own belief system is turned upside-down by what he is told and shown. As we know, Lestat does not believe in God and the Devil, yet his own arrogant curiosity leads him on his own version of the Divine Comedy
Wednesday, May 6, 2020
Themes in of Mice and Men by John Steinbeck Free Essays
There are many themes in Of mice and men by John Steinbeck. There is the theme of brotherhood and friendship. Lennie and George against all odds are close friends, brothers in a way. We will write a custom essay sample on Themes in of Mice and Men by John Steinbeck or any similar topic only for you Order Now They take care of each other in different ways. George takes care of Lennie and tries to keep him out of trouble which is a very difficult task but one which he takes on nonetheless. Without him Lennie has noone and probably wouldnââ¬â¢t last long, even if he went and lived in a cave. And George does get something from Lennie ââ¬â he gets companionship their friendship is what sets them apart from the other guys that works on ranches. Anââ¬â¢ why? Becauseâ⬠¦ because I got you to look after me, and you got me to look after you, and thatââ¬â¢s whyâ⬠. Without their friendship there would be no book. You get to read a lot about how George and Lennie interact with each other. Segregation is alsoà in the book. There is the obvious one: Crooks the negro stable buck is set apart from the others because he is black, he isnââ¬â¢t even allowed to sleep in the same bunkhouse as the other ranch workers. But others in the story are set apart from the group as a whole. C urleyââ¬â¢s wife is ignored by everyone, the only woman on the ranch and she has noone to talk to. There is a lot of prejudice towards the two aforementioned characters. Other characters whom people feel prejudice against are Lennie, for his disability and Candy, who like his dog is getting old and will soon have outlived his usefulness. Another theme present is the one of innocence. Lennie has the mind of a small child, he is very innocent and naive. He doesnââ¬â¢t realise what heââ¬â¢s doing most of the time. How can he be guilty of a crime when he hasnââ¬â¢t done anything harmful on purpose? He doesnââ¬â¢t know his own strength. He doesnââ¬â¢t know much at all. One thing he does know is that George looks out for him and he is very loyal towards him. In the outsiderââ¬â¢s chapter he gets very agitated when Crooks implies that something might have happened to George in town. Itââ¬â¢s interesting that he is so loyal to George but that he canââ¬â¢t remember his Aunt Clara, someone actually related to him by blood and that took care of him for some time. There is a fair amount of violence in the book. Some of it is intentional, Curley trying to pick a fight with Lennie, the ranch hands going after Lennie at the end of the novel all intent on causing pain and/or killing him. The one who causes the most pain and most death though is Lennie but he barely realises it. He shatters Curleyââ¬â¢s hand, kills all the animals he acquires and also Curleyââ¬â¢s wife. However loneliness is definitely the biggest theme in the book because everyone in the story suffers from it. The farm hands going from ranch to ranch by themselves George talks about their loneliness already in the first chapter, Curleyââ¬â¢s wife trapped on a ranch with a bunch of men who wonââ¬â¢t talk to her because they risk getting into trouble with Curley, Crooks who is cast out by everyone, Candy is alone after they shoot his dog who was the only constant companion in his life. All these characters admit that they are lonely. The only people that arenââ¬â¢t alone are George and Lennie so it is quite sad that he has to shoot Lennie, which might be the best for Lennie at the time but from then on George joins the ranks of lonely ranch hands travelling on their own. Except he has known companionship so he will always know what heââ¬â¢s missing; the other guys have never had anyone they were that close to so they donââ¬â¢t understand his pain after he shots Lennie. This is obvious in the last sentence uttered by Carlson watching George and Slim walk away together. ââ¬Å"Now what the hell ya suppose is eatinââ¬â¢ them two guys? â⬠How to cite Themes in of Mice and Men by John Steinbeck, Papers
Thursday, April 30, 2020
Cash Converter Business Growth
Question: Discuss about the Cash Converter forBusiness Growth. Answer: Discussion: In response to the legislative changes, Cash converter has transformed its business model and was so designed to get access to the credit by taking the advantage of vulnerable borrowers. Borrowers were compelled to pay high brokerage fees by appointing brokerage. This can be explained with the help of an example, borrower getting the credit of amount say $ 400 would get a brokerage fees of $ 100. This huge amount of fees was due to newly designed business model and on the other hand, the real rate of interest charged was much below this particular amount (Ali et al. 2015). The business growth of cash converter was regressive and this happened post the practice of charging higher interest rate. This happened for a period of four years from 2009 to 2013. Company has a revenue growth of 27% in the year 2009 and this was followed by profit of amount of $ 16.2 million. There was a subsequent growth in the personal loan book of $ 113036461 at June end 2016 as compared to $ $ 119448669 in the year 2015. Group hold a material cash balance sheet for the year ending 2015. Seven month and one month cash loan has material cash impact due to higher fees charged (Benn et al. 2014). Cash converter suffered a loss of $ 21.5 million in the year 2015 as compared to $ 24.2 million in the year 2014. Australian loan book of Cash converter suffered a downtrend of compared to a peak point recorded in the previous year. The highest point was $ 115.5% in that year. During the period concerned, the growth in the share price of the company was steady. There was a downfall in the price of shares in the year of class action against the company. In the year 2014, the price of shares of the company kept trading between the range of $ 0.80 to $ 1.88. Due to development of downtrend in the year 2015, there was fall in the trading price of shares (Jancauskas 2015). The share price of the company for a time of seven years can be depicted in the graph below: Share price of cash converter from 2009 to 2016 (Source: created by author) It is very essential on the part of the financial institutions to embed sustainable business practice in the conduction of their business. Sustainability practice in the financial institution is the provision of financial capital and risk management services and product that assist the organization in contributing to the economic prosperity and well-being of the country. Financial institutions that needs to be established as a part of their goals do the financial interest and long-term development of the society. It becomes utmost important on part of the financial institutions to carry out their business activities by employing ethical practices and thereby contributing to the social benefits of the society (Packman 2014). The contribution of financial institutions sustainability becomes incomparable considering the role they play in financing of the development activities. Concern of human rights should be reflected in the business practice of such institutions. Aligning the corpor ate social responsibility in the business strategy of such institutions would help in implementing the corporate sustainability activities. Some of the social responsibility of these institutions would include its role in energy conservation, education, donation and scholarship, healthcare and emerging markets (Morabito and Ekstein 2016). The social responsibility of cash converter should be like any other institution practicing sustainability practice. Shareholders would be able to get the long-term value if the company becomes socially responsible. Cash converter is required to screen their investments against the criteria set by the company for development purpose and integrate sustainability practice into the risk management system. Charging the higher interest rate above legal limits from the borrower is a threat to their well-being. Protecting the interest of customers is the responsibility of the organization. Growth and financial position of the company is highly affected by incorporating unethical practices. Cash converter is also required to have a stakeholders engagement in order to face the complex sustainability challenge. Maximizing the revenue and generating profits to shareholders should not be at the cost of losing the customers (Leeks and Luck 2016). Conclusion: It can be deduced from the above discussion that the lending practice followed by Cash converter was not ethical. The transformation of business model in response to change in the legislation was not for the welfare and benefits of its clients. Rather, it made them pay substantially higher interest rate and exorbitant fees on their loan amount. It is necessary for Cash converter to make the transformation of business model so that it helps in addressing the sustainability and social challenge. Any financial institution should not indulge in such practice that would hamper its reputation and image in the market. Reference: Ali, P., McRae, C.H. and Ramsay, I., 2015. Payday lending regulation and borrower vulnerability in the United Kingdom and Australia. Benn, S., Dunphy, D. and Griffiths, A., 2014.Organizational change for corporate sustainability. Routledge. Jancauskas, R., 2015. Product liability class actions in Australia.Precedent (Sydney, NSW), (129), p.23. Leeks, A. and Luck, K., 2016. Queensland set for class actions: Practical issues and implications.Proctor, The,36(10), p.16. Morabito, V. and Ekstein, J., 2016. Class Actions Filed for the Benefit of Vulnerable PersonsAn Australian Study. Packman, C., 2014. Discussion Points. InPayday Lending: Global Growth of the High-Cost Credit Market(pp. 114-132). Palgrave Macmillan US.
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